Financial Education, Literacy and Personal Accounting Services
Privacy Policy
We care about your privacy and security and provide this Privacy Policy to describe how The Armchair Accountant, LLC (“The Armchair Accountant,” “we,” “our” or “us”) collects and uses your personally identifiable information. By using our services, including any of our associated websites or mobile applications (collectively, the “Services”), you consent to the data practices described in this Privacy Policy.
Collection of your Personal Information
In order to better provide you with products and services offered, The Armchair Accountant may collect personally identifiable information, such as your:
First and last name
Mailing address
E-mail address
Phone number
Financial, accounting, and banking records
Information automatically collected from visiting our website, such as your IP address and location.
If you purchase our Services using a credit card (to the extent offered), we will collect billing and credit card information. This information is used to complete the purchase transaction.
The Armchair Accountant may also collect anonymous demographic information, which is not unique to you, such as (but not limited to) your:
Age
Gender
Household income
You may be required to provide certain personal information to us when you elect to use certain products or services. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
The Armchair Accountant collects and uses your personal information to operate and deliver the services you have requested.
The Armchair Accountant may also use your personally identifiable information to inform you of other products or services available from The Armchair Accountant and its affiliates.
Sharing Information with Third Parties
The Armchair Accountant does not sell, rent or lease its customer lists to third parties.
The Armchair Accountant may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to The Armchair Accountant, and they are required to maintain the confidentiality of your information.
The Armchair Accountant may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on The Armchair Accountant or the site; (b) protect and defend the rights or property of The Armchair Accountant; and/or (c) act under exigent circumstances to protect the personal safety of users of The Armchair Accountant, or the public.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by The Armchair Accountant. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the The Armchair Accountant website.
Use of Cookies
The Armchair Accountant website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize The Armchair Accountant pages, or register with The Armchair Accountant site or services, a cookie helps The Armchair Accountant to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same The Armchair Accountant website, the information you previously provided can be retrieved, so you can easily use the The Armchair Accountant features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the The Armchair Accountant services or websites you visit.
Links
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
Delete your personal information from our records; and
Direct any service providers to delete your personal information from their records.
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
Debug to identify and repair errors that impair existing intended functionality;
Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
Comply with an existing legal obligation; or
Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.
Children Under Thirteen
The Armchair Accountant does not knowingly collect personally identifiable information from children under the age of thirteen. If you believe we have collected any information from a child under the age of thirteen, please contact us so we may delete it.
E-mail Communications
From time to time, The Armchair Accountant may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.
If you would like to stop receiving marketing or promotional communications via email from The Armchair Accountant, you may opt out of such communications by contacting The Armchair Accountant.
Changes to this Privacy Policy
The Armchair Accountant reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website, and/or by updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.
Contact Information
The Armchair Accountant welcomes your questions or comments regarding this Privacy Policy. Please contact us at:
The Armchair Accountant, LLC
Email Address: the.armchair.acct@gmail.com
Telephone number: +1-732-322-2621
Effective as of June 28, 2021